Why is a custom VA IRRRL quote recommended?

Now that you have seen the rough comparisons, are you convinced to give Ryan a try?! Let’s get the quote more granular for you as your rate depends on your unique situation: things like credit score, loan-to-value ratio, where you live, and whether it’s a primary residence.

Why guess, or risk getting false hope, when Ryan can run the numbers for you and give a customized, realistic quote? It takes a few minutes to do some initial calculations—and if you want full pre-approval, a completed application will get us there.

*Competitor Rates are Updated directly from their website daily (720 Credit Score).

The rates, terms, and programs displayed on this site are for informational purposes only and do not constitute an offer to lend or a commitment to provide a loan. Actual rates and terms are subject to borrower qualifications, property eligibility, underwriting approval, and market conditions. All loans are subject to applicable federal, state, and local laws, including the Truth in Lending Act. Your individual rate and loan terms may differ from those shown. Please contact a licensed mortgage professional to obtain a personalized loan quote.

Rate Assumptions

VA Loan Rates and APR calculations are examples for rough comparison purposes only. Inputs:

Standard: 720 Credit Score, SFH, owner occupied, $600,000 loan amount & $700,000 value, and Los Angeles, CA location.

Jumbo: 720 Credit Score, SFH, owner occupied, $900,000 loan amount & $1,100,000 value, and Los Angeles, CA location.

For customized quotes for your situation, you can submit your info (encrypted and protected), here.

Mortgage rates update at least daily. Not all loan types are available in every state. Ryan is licensed in CA & WA, and his company is licensed in 35 states. NMLS# 2116713.

All rate availability will depend upon individual/joint credit scores and details of the loan transaction. The interest rates shown here are subject to change at any time and cannot be guaranteed until locked in by your Loan Officer.

All rates assume a single-family primary residence not including manufactured homes, 720 credit score, with applicable charges and fees (including the VA Funding Fee) included, 181 days of eligible active regular (non-reserves) military service with no service-connected disabilities or previous use of a VA Loan.

The loan rates and APR calculations also assume certain facts according to the type of loan described.

Streamline (IRRRL) Loan Assumptions:

These Refinance loan rates assume that the property will be owner-occupied.

Jumbo Loan Assumptions:

The conforming loan limit varies depending upon where you live. Alaska, California and Hawaii loans have special considerations for what qualifies as jumbo and may be priced separately.