
How to Compare Rates: Cut Through The Camouflage
Learn how to read VA refinance rate charts, compare APRs, and see through points to find the loan that truly saves you money.

Cash-Out Refinance vs. 2nd Mortgage
Thinking about tapping your home equity? Learn when a cash-out refinance makes sense versus a second mortgage. We break down rates, balances, and blended costs so you can choose the smartest strategy for your situation.

Cutting Through The Noise
Cut through the noise and compare mortgage quotes apples to apples. Learn how to evaluate rates, points, and fees to find the best loan for you.

Points or No Points
Should you pay points on your mortgage? Learn how to calculate break-even, compare rates, and decide what’s right for you.
Alternatively, let Ryan do the analysis for you and send you the side-by-side.