
Cash-Out Refinance vs. 2nd Mortgage
Thinking about tapping your home equity? Learn when a cash-out refinance makes sense versus a second mortgage. We break down rates, balances, and blended costs so you can choose the smartest strategy for your situation.

Points or No Points
Should you pay points on your mortgage? Learn how to calculate break-even, compare rates, and decide what’s right for you.
Alternatively, let Ryan do the analysis for you and send you the side-by-side.